Fresh ideas for you » Saving Money By Using Grcoery Coupons
Are you really saving money? Seems like a crazy question when you have a coupon in your hand that is offering to save you a dollar off, but the fact of the matter is that even with a groceries coupon for a dollar off you might not … read more…
BetterEditor.org Media News: Save Money (and the Environment …
BetterEditor.org’s Media News charts the latest developments in the world of magazines, books, and Internet publishing with press updates published to this feed as they are released. BetterEditor.org’s Media News feed is updated daily. read more…
Saving Money IN REAL LIFE: Reduce, Reuse, and Recycle – Part 1
Saving Money Tip #117 – Reduce, Reuse, and Recycle – Part 1. I am a big fan of the environment. Anything that has to do with keeping the Earth clean is important to me. And fortunately, keeping the Earth clean often works very well with … read more…
From Google Blog Search
Starting home Business…10 Simple Reasons Why You Should Take Your Work Home For Good !
How often do you stay awake at night thinking about how you can cut business overhead OR slice family living or playing expenses? It?s no longer top-secret that starting a homebased busin… read more…
How to Make Your Perfect Travel around the World
When you want to travel around the world, you have to book your ticket as an Around the World ticket. The Around the World tickets serve you if you want to make at least a part of your travel by place… read more…
Need Healthier Meals? Try Smoked Salmon Lunches
When you?re trying to become healthier and more fit, it can seem like a daunting challenge that you can?t possibly meet. It?s difficult to start physical activity in a meaningful way, especially if y… read more…
From GoArticles.com
A great business opportunity and a place to save on your shopping and get fuel credits.
Lots of discounts.
Open Question: Would it be best to get new windows first THEN a new furnace?
I recently bought a home that needs both windows and a new furnace (windows are drafty as heck). The current furnace works fine it’s just really old and highly energy inefficient. My inspector said that if I replace the furnace I can save tons of money on my bills and it would pay for itself overtime (with the savings). I’m afraid if I replace the furnace (which provides both heating and cooling for the home) I will continue to lose money out the window, literally! What would you advise?
Open Question: If I would save £351.67 a month or £4220.04 per year. Which 5 investments I would make in the UK?
An example like this: THX
Investment Portfolio
I would save $403.67 a month or $4 844.04 per year. Shown below are 5 investments I would make.
Investment #1: RRSP (G1C’s)
To open this account it will cost $1 000 and each month I will put in $150. After every year my investment will go up 4%. This figure doesn’t change at all because a GIC is a locked in investment. In Table 1 you will see how much money I will make in one year with this fund.
Table 1
Amount
January$1 150
February$1 300
March $1 450
April$1 600
May$1 750
June$1 900
July$2 050
August$2 200
September$2 350
October$2 500
November$2 650
December$2 800
TOTAL MONEY AT YEAR’S END$2 800
TOTAL AFTER INTEREST$2 912
The source of this investment is the Toronto Dominion Bank.
Investment #2: GIC
Once again this account cost $1 000 to open. This time I will place $100 in each month. At the end of each year, the total amount invested will go up 4%. This has always been the rate it goes up by, therefore there is no product history.
On the next page is a table (Table 2) showing the growth of this investment over a period of one year.
Table 2
Amount
January$1 100
February$1 200
March $1 300
April$1 400
May$1 500
June$1 600
July$1 700
August$1 800
September$1 900
October$2 000
November$2 100
December$2 200
TOTAL MONEY AT YEAR’S END$2 200
TOTAL AFTER INTEREST$2 288
The source of this investment is the Toronto Dominion Bank.
Investment #3: Mutual Funds
I chose to invest in Science and Technology Funds for my third investment. The current price of this product is $48.73 per unit. Shown below in Graph 1 is the product growth in the last 5 years.
Graph 1
The source of this investment is the Toronto Dominion Bank.
Investment #4 and #5: Collectibles – Hockey Cards (4) and Basketball Cards (5)
In 1996 a local sports shop was closing and therefore getting rid of all of their stock. A big chunk of that was sports cards, mainly Hockey and Basketball cards. The owner had about 500 cards left over and all of high profile players. A lot of them were rookie cards of big name players and other expensive ones. he had them all for sale for a price of $100. My dad saw this an realized what a good investment this would be. So after a bit of negotiating we got the guy down to $50 and that was good enough for us.
Although you can’t really discuss the trends in this investment being that it is so unpredictable, I can tell you that a few cards I have of big name players who have since retired (Mario Lemieux, Wayne Gretzky, and Michael Jordan) and players whose careers have taken off (Shaq’s rookie) cards have gone up a fair amount.
Investment Summary:
The reason I selected the investments I did is that the job of a criminologist is extremely demanding and I wouldn’t have time to be playing the stock market and checking the ticker every two seconds. Also, I’m not really the dangerous investment kind of person. I don’t like to see hard earned money go down the toilet because some company I don’t care about screwed up. Plus, I’m just starting out in the world. I don’t feel like being a 20-something bankruptcy.
Investments
Stock #1Stock #2
NameSamuel Manu-TechNortel
SymbolSMTNT
Purchase Price5.4523.96
# of shares45871043
What they doindustrial product manufacturingnew technology (Internet)
Current trendstaying the samedeclining
Special Circumstancesnothing special going onstock dropping significantly
Open Question: science museum atm bank?
i recently bought the atm machine to save money and i have not yet figured out how to use it as it comes with no instructions… i dont know where the card is is it inside the machine? and how do i use it and get into it? please can somebody help me as i need to save money and fast! thanks !
its like a piggy bank but with a card and pin number so no body else can get in but i dont have a clue how to use it!?
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